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The Jammu & Kashmir Bank Ltd.
Corporate Headquarters, M.A. Road, Srinagar. 
Jobs @ JK Bank
RECRUITMENT OF BANKING ASSOCIATES
ONLINE REGISTRATION OF APPLICATION & PAYMENT OF FEE: FROM 02-07-2020 TO 24-07-2020
The Jammu & Kashmir Bank Ltd. invites Application from Domicile of J&K-UT for 
appointment to the Banking Associate Posts.
Candidates are requested to apply Online on Bank’s website https://www.jkbank.com 
under careers link.
Candidates selected will be posted anywhere in India.
1. Before Applying, Candidates are requested to ensure that they fulfill the eligibility criteria for 
the post as per advertisement.
2. The process of Registration is completed only when fee is deposited through On-line mode.
3. Candidates are advised to visit Bank's website https://www.jkbank.com under Careers link 
regularly for details and updates. No separate intimation / information etc. will be issued in 
case of any change /update.
4. Candidates who are Domicile of J&K-UT and had already applied pursuant to notification 
dated 06.10.2018 shall be eligible for the new recruitment process without any change in 
their eligibility criteria and need not to submit the Application forms afresh and shall be 
exempted from payment of Application fee / charges. Such candidates can edit/update their 
details through a separate link available on Banks website https://www.jkbank.com under 
careers link. Candidates can raise queries if required at https://cgrs.ibps.in.
5. Category change is only allowed for those candidates who wish to edit their application and 
had registered as a General category and now want to change to reserved category.
6. This recruitment covers eligible domicile candidates of J&K-UT only. 
7. Candidates who are residents of Ladakh-UT including those candidates from Ladakh who had 
already applied pursuant to notification dated 06.10.2018, shall be notified separately.
8. The Reservation Rules applicable in J&K-UT shall apply for this recruitment process. For 
reservation rules, please refer to Jammu & Kashmir Reservation Act 2004 and amendments 
thereafter, including one issued by Government of Jammu & Kashmir, Social Welfare 
Department, Civil Secretariat, J&K Jammu Notification of Jammu dated 20th April 2020.
9. The domicile rules applicable in J&K-UT shall apply for this recruitment. For domicile rules, 
please refer to Government of Jammu & Kashmir, General Administration Department, Civil 
Secretariat, Jammu/Srinagar Notification of Jammu dated 18th May 2020.
Eligible candidates who aspire to join J&K Bank as Banking Associate are required to register on-line 
for the Recruitment Process. The aspirants have to appear in online test. Prospective candidates 
should apply carefully after reading the advertisement notice regarding the process of examination, 
eligibility criteria, online registration process, payment of prescribed application fee, pattern of 
examination, issuance of call letters etc. and ensure that they fulfil the stipulated criteria andVacancies: 1500 (One Thousand five Hundred).
Reservation as applicable in J&K-UT. 
Sr.No. Category Reservation %
(a) Scheduled Castes 8%
(b) Scheduled Tribes 10%
(c) Socially and Educationally backward classes
(other than Scheduled Castes and Scheduled Tribes):
(i) Weaker and under privileged Classes/ Social 
Caste: 4%
(ii) Residents of areas adjoining line of Actual 
Control (ALC)/ International Border (IB) 4%
(iii) Residents of backward areas (RBA) 10%
(iv) Pahari Speaking people (PSP) 4%
(v) Economically Weaker Sections (EWSs) 10%
(d) Physically Challenged Persons (PCP)* 4% (Horizontal
Reservation)*
* Refer Annexure I 
The tentative schedule of events is as follows:
Activity Dates
Submission of On-line Application 02.07.2020 to 24.07.2020
Payment of Application Fees/Intimation Charges (Online) 02.07.2020 to 24.07.2020
Edit/Modification of Application by candidates including those who 
have already applied pursuant to notification dated 06/10/2018.
05.07.2020 to 24.07.2020
Download of call letters for Online Examination Shall be notified separately
Online Examination Shall be notified separately
Result of Online exam Shall be notified separately
Candidates are advised to regularly visit the authorized J&K Bank website 
https://www.jkbank.com under Careers link for details and updates.
B. ELIGIBILITY CRITERIA
Candidates, intending to apply for the post of Banking Associates should ensure that they fulfil the 
minimum eligibility criteria specified by J&K Bank in this advertisement:
Candidates shall be required to produce the relevant documents in original and a photocopy 
in support of their identity and eligibility -pertaining to category, domicile, age, educational 
qualifications etc. as indicated in the online application form at the time of joining or at any 
stage of the recruitment process as required by the Bank. Please note that no change of 
category will be permitted at any stage after registration of the online application and the 
result will be processed considering the category which has been indicated in the online 
application, subject to guidelines of the Government of J&K-UT in this regard. Merely 
applying or appearing for on-line exam does not imply that a candidate will necessarily be 
offered employment in the bank. No request for considering the candidature under any 
category other than the one in which candidate has applied, will be entertainedEXAMINATION STRUCTURE
I. The structure of the Examinations which will be conducted online are as follows:
Sr.No. Name of Tests No. of
Questions
Maximum
Marks
Time allotted for each test
(Separately timed)
1 English Language 30 30 20 minutes
2 Numerical Ability 35 35 20 minutes
3 Reasoning Ability 35 35 20 minutes
Total 100 100 60 minutes
Candidates have to qualify in each of the three tests by securing cut off marks to be 
decided by J&K Bank. Required number of candidates will be selected in order of merit.
J&K Bank reserves the right to modify the structure of the examination which will be intimated 
through its website. 
II. PROCESS FOR ARRIVING AT SCORES:
The corrected scores obtained by each of the candidates in different sessions (if held) 
will be normalized using equi-percentile method.
Scores up to two decimal points shall be taken for the purpose of calculations.
III. Penalty for Wrong Answers:
There will be penalty for wrong answers marked in the Objective Tests. For each question for 
which a wrong answer has been given by the candidate one fourth or 0.25 of the marks assigned 
to that question will be deducted as penalty to arrive at corrected score. If a question is left 
blank, i.e. no answer is marked by the candidate, there will be no penalty for that question.
IV. Cut Off Score:
Each candidate will be required to obtain a minimum score in each test of Online Examination 
and also a minimum total score. 
MARKS OBTAINED IN THE ONLINE EXAMINATION ONLY WILL BE CONSIDERED FOR FINAL MERIT




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